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Suresh Iyer

Suresh Iyer brings over 20 years of banking and finance experience from his base in Kolkata. As a credit counselor, he offers personalized advice on maximizing credit potential and making smarter credit choices.
Visual representation of Equifax data influencing car loan decisions
Visual representation of Equifax data influencing car loan decisions
Discover how Equifax data shapes the car loan market. Learn about lender practices, credit assessments, and tips for optimizing your financial choices. πŸš—πŸ“Š
Visual representation of loan options for down payments
Visual representation of loan options for down payments
Explore the use of loans for down payments in today's economy. Assess credit impact, risks, and benefits to make informed decisions. πŸ’°πŸ“Š
A person reviewing loan options with a calculator and documents
A person reviewing loan options with a calculator and documents
Discover effective strategies for securing loans despite bad credit. Understand loan options, eligibility, and lenders while fighting financial stigma. πŸ’³πŸ’‘
Visual representation of various credit cards with no annual fees
Visual representation of various credit cards with no annual fees
Unlock your financial potential with credit cards that have no annual fees! 🏦 Explore benefits, drawbacks, and options to find the perfect card for you. πŸ“Š
A detailed visual representation of a credit score breakdown
A detailed visual representation of a credit score breakdown
Unlock your financial potential! πŸ“Š Learn how to access, understand, and improve your credit score for better financial decisions and control. ✨
Conceptual illustration of an IRA with financial symbols
Conceptual illustration of an IRA with financial symbols
Explore the nuances of borrowing against your IRA. Understand implications, types of IRAs, loan processes, and tax consequences for smarter financial choices. πŸ“ŠπŸ’Ό
A cozy living room with stylish furniture
A cozy living room with stylish furniture
Discover the ins and outs of no credit check furniture loans! 🏑 Understand their advantages, drawbacks, and how to manage your finances wisely. πŸ’°
Conceptual illustration of early direct deposit benefits
Conceptual illustration of early direct deposit benefits
Discover the benefits and challenges of early direct deposit πŸ’°. Learn how it affects budgeting, cash flow, and your financial health ✨. Make informed choices!
A well-maintained vehicle ready for disassembly
A well-maintained vehicle ready for disassembly
Unlock the value of your unused vehicle! πŸš—πŸ”§ Discover key steps, financial insights, and legal requirements to successfully sell your car for parts.
Understanding the concept of PMI
Understanding the concept of PMI
Explore the essentials of Private Mortgage Insurance (PMI) πŸ‘β€”its costs, impacts on your mortgage payments, and alternatives. Understand your loan better! πŸ“Š
Understanding credit score implications
Understanding credit score implications
Explore the Capital One Platinum Credit Card application process. Learn eligibility, steps, and key features for better financial choices. πŸ’³βœ¨
A diagram illustrating the concept of personal lines of credit
A diagram illustrating the concept of personal lines of credit
Discover the essentials of personal lines of credit in the USA. Learn about their functions, eligibility, benefits, and management tips. πŸ’³πŸ“Š